Understanding the criteria that make Zakat obligatory upon a Muslim.
Updated for 2025
A 'Sahib-e-Nisab' is a Muslim who possesses wealth equal to or greater than the Nisab threshold (minimum amount) for a full lunar year, over and above their basic needs and debts.
Your wealth must meet the minimum limit (87.48g Gold or 612.36g Silver).
You must hold this wealth for one full Hijri year.
Wealth must be in excess of basic needs (house, clothes, car) and have potential for growth.
To be Sahib-e-Nisab, your total Zakatable assets minus your debts must equal the value of:
Input your assets into our calculator to check if your total wealth meets the threshold today.
Yes. If the value of your gold exceeds the Nisab, you are Sahib-e-Nisab. You may need to sell a small part or pay from other income.
For Zakat-ul-Fitr (Fitrana), the condition of 'Hawl' (one year) is not required. Even if you possess Nisab on Eid day, you must pay Fitrana.
Yes, if she owns jewelry or wealth that meets the Nisab, she is Sahib-e-Nisab independently of her husband.