Islamic Finance Guide

Zakat on Silver (Chandi)

Understanding the rulings for silver jewelry, coins, and household items in the light of Islamic Jurisprudence.

Updated for 2025

Nisab Threshold612.36 Grams(52.5 Tola)
Zakat Rate2.5%(1/40th part)
Cycle Required1 Lunar Year(Hawl)

Why Zakat on Silver?

Silver (Fiddah) was the primary currency of the Muslim Ummah alongside gold. Like gold, it is considered absolute wealth (Thamaniyyah). Zakat is mandatory on silver regardless of whether it is in the form of jewelry, coins, bars, or utensils, provided it meets the Nisab.


The Nisab of Silver

The Prophet (ﷺ) set the Nisab of silver at 5 Dirhams (equivalent to 200 Islamic Dirhams). In modern weights, this equals:

  • 612.36 Grams (Standard Metric)
  • 52.5 Tola (South Asian Standard)
  • Note: The monetary value of Silver Nisab is usually much lower than Gold Nisab.

Jewelry, Rings & Utensils

Zakat is due on all silver items owned for wealth or ornamentation. This includes silver anklets, bracelets, and rings.

Ruling on Silver Utensils

Using gold or silver utensils (plates, spoons, cups) for eating/drinking is prohibited (Haram) in Islam. However, if one owns them, they are still considered wealth, and Zakat MUST be paid on their weight if the total silver owned meets the Nisab.

How to Calculate

1Gather all silver items (jewelry, coins, bars, utensils).
2Weigh them in grams.
3Check the current market price of Silver (per gram).
4Calculate Value: Total Weight × Price × 2.5%.

Calculate Your Silver Zakat

Use our updated calculator to get the exact payable amount based on today's live silver rates.

Open Zakat Calculator

Frequently Asked Questions

Q.Do men have to pay Zakat on their silver ring?

Yes. Although men are allowed to wear a silver ring (unlike gold), the weight of that ring contributes to their total silver assets. If the total meets the Nisab, Zakat is due.

Q.I have mixed wealth (Gold + Silver). How do I calculate?

According to the Hanafi school, if you have some gold and some silver, you should combine their value. If the total value reaches the Nisab of Silver (which is lower), Zakat is due on the total value.

Q.Is Zakat due on silver-plated items?

No. Zakat is only due if the item is solid silver or has a significant amount of silver content that can be extracted. Mere plating has negligible value.