A comparative guide on the most effective and Shariah-compliant ways to distribute your Zakat.
Updated for 2025
Handing cash or goods directly to a needy individual (relative, neighbor, or maid).
Donating to a registered charity, NGO, or Madrassah to distribute on your behalf.
Islam permits both methods. Giving to an organization is based on the concept of 'Wakalah' (Agency), where you appoint the organization as your agent (Wakeel) to distribute Zakat. As long as the organization is trustworthy, your obligation is fulfilled the moment you hand the money to them.
"If you give to a reliable organization, your Zakat is valid. However, ensure they have a specific Zakat policy and do not mix Zakat funds with general charity (Sadaqah)."
You have poor relatives (siblings, cousins, aunts). The Prophet (ﷺ) said charity to a relative is double reward: one for charity and one for upholding family ties.
You want to support systemic changes like free cancer hospitals, kidney centers, or orphanages that require large pooled funds to operate.
Before deciding 'how' to pay, you must know 'how much' to pay. Use our tool to get the exact figure.
Needy relatives have the first right. If your immediate family is taken care of, then Madrassahs or hospitals are excellent options.
Most organizations take an administrative fee (usually 12.5%) to cover logistics and salaries. This is permissible in Islam under the category of 'Al-Amileen' (Zakat Collectors).
Look for transparency reports, Shariah boards, and audits. In Pakistan/India, look for reputable names that have a history of service.